At T-Max Lending LLC, we are committed to helping you achieve your homeownership dreams through a variety of tailored loan options, including Rural Housing Service (RHS) Loans. These loans, backed by the U.S. Department of Agriculture (USDA), are specifically designed to support low-to-moderate-income individuals and families in rural areas, making homeownership more accessible and affordable.
 One of the standout features of RHS loans is the ability to finance 100% of the home’s purchase price, eliminating the need for a down payment. This makes it easier for you to step into homeownership without the immediate burden of saving for a large down payment. RHS loans typically offer competitive interest rates, helping to keep your monthly payments manageable. Additionally, the USDA may provide subsidies to reduce the cost of your loan, making it an even more affordable option.