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This Exhibit serves as a non-binding overview of the fundamental terms typically provided by T-Max Lending to real estate investors. While this outline serves as a basis for preparing formal loan agreements and associated documents, it does not constitute an offer or commitment to lend funds. The actual terms presented to prospective borrowers, if any, may vary from those outlined in this Exhibit and can only be provided after understanding the specific requirements of each individual borrower. Any offers and/or lending agreements must be documented in writing and may only be presented in the form of a Conditional Loan Commitment Letter. Verbal statements do not constitute an offer or promise of any kind. Prospective borrowers are encouraged to thoroughly review this outline and seek advice from their legal counsel before entering into any agreements with T-Max Lending, LLC. Certain products may not be available in all states, and restrictions may apply.

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