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fix and Flip building

Fix and Flip Loans

Fix and Flip Loan program.

At T-Max Lending LLC, we understand the importance of securing the right financing for your fix and flip projects. That's why we offer flexible and competitive fix and flip loans to help you achieve your real estate investment goals.

Fix and flip loans are asset-based, similar to hard money loans, but they incorporate more underwriting guidelines and criteria. While hard money loans focus solely on the asset, fix and flip loans consider both the asset and the borrower. Real estate investors use these loans to purchase rundown or undervalued properties, renovate them, and then sell them for a profit. This approach allows house-flipping borrowers to buy low, renovate quickly, and sell high on a fast-paced timeline and budget.

Our fix and flip loans are designed to provide the capital needed to purchase, renovate, and sell properties quickly and efficiently. With our financing, you can seize opportunities in the real estate market and maximize your returns.

The following property types are eligible for our Fix and Flip loan program:


Multi Family

Mixed Use

Loan Overview

Loan Amount: $500,000 - $50,000,000
Term Length: 12 – 24 Months
Max LTV: 80% Max LTC:    90% (exception based)
Amortization: Interest only
Interest Rate: Starting at 11.3%
Closing Time: 1 - 2  Weeks
Loan Use: Purchase, refinance, cash-out, construction, renovation

Origination Fee: 1% - 5%
Processing and Underwriting Fee: Based on Project Size


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