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T-Max Lending LLC Construction loan program

Construction Loans

T-Max Lending LLC Construction loan program
Construction Workers

T-Max Lending construction loans are asset-backed loans secured by real estate. Builders who take out such loans typically cannot secure conventional bank loans, a common challenge in today's construction market. As a result, they are often willing to pay higher interest rates to private money lenders to close the transaction. These construction loans are ideal for real estate investors, builders, and developers seeking competitive financing for the acquisition, development, or construction of ground-up projects.


Construction loans often include funds for purchasing raw land as well as for building costs, which are paid out in periodic "draws" once the builder meets predefined milestones. We provide certainty of funding not only during the construction phase but also offer long-term financing once projects are stabilized.

Navigating the loan application process can be frustrating and time-consuming, hindering your property plans. Our new construction loan program simplifies the process for you. Unlike many hard money lenders, who avoid financing new constructions due to the high risk involved, we meticulously review every detail of the deal to offer the best solution for your needs. From blueprints to completion, a Seacoast Construction Loan provides the funding you need for the entire process.

The following property types are eligible for our Construction loan program

Multi Family

Mixed Use



Gas Stations


Loan Overview

Loan Amount: $500,000 - $50,000,000
Term Length: 6 - 60 months
Max LTV:  Up to 85% Max LTC 80%
Amortization: Interest only
Interest Rate: Starting at 10.75%
Closing Time: 3 - 4  Weeks
Loan Use: Purchase, refinance, cash-out,
Construction on Entitled or Shovel Ready Land

Origination Fee: 1% - 5%
Processing and Underwriting Fee: Based on Project Size

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